We encourage our owners to always buy Landlord Protection Insurance. Sometime even with the best long standing tenant.  If circumstances change in a tenant’s personal life they may experience financial hardship. Even though we are very careful with our tenant selection and it is rare, we have experienced this in the past. We can and will advise the best policy for your situation. Be careful in the selection of your Landlord Insurance as they all are different,  some are not worth having and some cover all possible potential losses.